有关各个消费者财务行为（如信用卡和贷款活动）的数百个变量的数据是在许多国家常规收集的，并在贷款决策中发挥重要作用。我们假设该数据的详细性质可用于预测看似无关的域等诸如个人健康的域中的结果。我们构建一系列机器学习模型，以证明信用报告数据可用于预测单个死亡率。与信用卡和各种贷款相关的可变团体，主要是无担保贷款，具有显着的预测力。这些变量的滞后也很重要，从而表明动态也很重要。基于消费者金融数据的提高死亡率预测可以对保险市场具有重要的经济影响，但也可能提高隐私问题。

Every automaton can be decomposed into a cascade of basic automata. This is the Prime Decomposition Theorem by Krohn and Rhodes. We show that cascades allow for describing the sample complexity of automata in terms of their components. In particular, we show that the sample complexity is linear in the number of components and the maximum complexity of a single component, modulo logarithmic factors. This opens to the possibility of learning automata representing large dynamical systems consisting of many parts interacting with each other. It is in sharp contrast with the established understanding of the sample complexity of automata, described in terms of the overall number of states and input letters, which implies that it is only possible to learn automata where the number of states is linear in the amount of data available. Instead our results show that one can learn automata with a number of states that is exponential in the amount of data available.

Large language models (LLMs) have been shown to be able to perform new tasks based on a few demonstrations or natural language instructions. While these capabilities have led to widespread adoption, most LLMs are developed by resource-rich organizations and are frequently kept from the public. As a step towards democratizing this powerful technology, we present BLOOM, a 176B-parameter open-access language model designed and built thanks to a collaboration of hundreds of researchers. BLOOM is a decoder-only Transformer language model that was trained on the ROOTS corpus, a dataset comprising hundreds of sources in 46 natural and 13 programming languages (59 in total). We find that BLOOM achieves competitive performance on a wide variety of benchmarks, with stronger results after undergoing multitask prompted finetuning. To facilitate future research and applications using LLMs, we publicly release our models and code under the Responsible AI License.

由于传感器的成本和可靠性高，泵的设计人员会尽可能地估算可行操作点所需的传感器数量。获得良好估计的主要挑战是可用的数据量低。使用此数量的数据，估算方法的性能不足以满足客户的要求。为了解决这个缺乏数据的问题，获取高质量数据对于获得良好的估计很重要。根据这些考虑，我们开发了一个主动学习框架，用于估计能量场中使用的模块化多泵的工作点。特别是，我们专注于电涌距离的估计。我们应用主动学习以使用最小数据集估算浪涌距离。结果报告说，主动学习也是真正应用的宝贵技术。

完全可观察到的非确定性（FONT）计划通过具有非确定性效果的行动模型不确定性。现有的FONS计划算法是有效的，并采用了广泛的技术。但是，大多数现有算法对于处理非确定性和任务规模并不强大。在本文中，我们开发了一种新颖的迭代深度优先搜索算法，该算法解决了精心的计划任务并产生了强大的循环策略。我们的算法是针对精心计划的明确设计的，更直接地解决了Fond Planning的非确定性方面，并且还利用了启发式功能的好处，以使算法在迭代搜索过程中更有效。我们将提出的算法与著名的Food Planners进行了比较，并表明它在考虑不同的指标的几种不同类型的FOND领域中具有良好的性能。

增强业务流程管理系统（ABPMS）是一类新兴的过程感知信息系统，可利用值得信赖的AI技术。ABPMS增强了业务流程的执行，目的是使这些过程更加适应性，主动，可解释和上下文敏感。该宣言为ABPMS提供了愿景，并讨论了需要克服实现这一愿景的研究挑战。为此，我们定义了ABPM的概念，概述了ABPMS中流程的生命周期，我们讨论了ABPMS的核心特征，并提出了一系列挑战以实现具有这些特征的系统。

与小组元素的作用一样，在数学中通常用于分析或利用给定问题设置中固有的对称性。在这里，我们提供有效的量子算法，用于对存储为量子状态的数据进行线性组卷积和互相关。我们的算法的运行时间在组的维度上是对数，因此与经典算法相比，当输入数据作为量子状态和线性操作提供良好的条件时，提供了指数加速。我们的理论框架是出于解决代数问题的量子算法的丰富文献，为量化机器学习和采用小组操作的数值方法中的许多算法开辟了一条途径。

Advances in computer vision and machine learning techniques have led to significant development in 2D and 3D human pose estimation from RGB cameras, LiDAR, and radars. However, human pose estimation from images is adversely affected by occlusion and lighting, which are common in many scenarios of interest. Radar and LiDAR technologies, on the other hand, need specialized hardware that is expensive and power-intensive. Furthermore, placing these sensors in non-public areas raises significant privacy concerns. To address these limitations, recent research has explored the use of WiFi antennas (1D sensors) for body segmentation and key-point body detection. This paper further expands on the use of the WiFi signal in combination with deep learning architectures, commonly used in computer vision, to estimate dense human pose correspondence. We developed a deep neural network that maps the phase and amplitude of WiFi signals to UV coordinates within 24 human regions. The results of the study reveal that our model can estimate the dense pose of multiple subjects, with comparable performance to image-based approaches, by utilizing WiFi signals as the only input. This paves the way for low-cost, broadly accessible, and privacy-preserving algorithms for human sensing.

Due to the environmental impacts caused by the construction industry, repurposing existing buildings and making them more energy-efficient has become a high-priority issue. However, a legitimate concern of land developers is associated with the buildings' state of conservation. For that reason, infrared thermography has been used as a powerful tool to characterize these buildings' state of conservation by detecting pathologies, such as cracks and humidity. Thermal cameras detect the radiation emitted by any material and translate it into temperature-color-coded images. Abnormal temperature changes may indicate the presence of pathologies, however, reading thermal images might not be quite simple. This research project aims to combine infrared thermography and machine learning (ML) to help stakeholders determine the viability of reusing existing buildings by identifying their pathologies and defects more efficiently and accurately. In this particular phase of this research project, we've used an image classification machine learning model of Convolutional Neural Networks (DCNN) to differentiate three levels of cracks in one particular building. The model's accuracy was compared between the MSX and thermal images acquired from two distinct thermal cameras and fused images (formed through multisource information) to test the influence of the input data and network on the detection results.

The advances in Artificial Intelligence are creating new opportunities to improve lives of people around the world, from business to healthcare, from lifestyle to education. For example, some systems profile the users using their demographic and behavioral characteristics to make certain domain-specific predictions. Often, such predictions impact the life of the user directly or indirectly (e.g., loan disbursement, determining insurance coverage, shortlisting applications, etc.). As a result, the concerns over such AI-enabled systems are also increasing. To address these concerns, such systems are mandated to be responsible i.e., transparent, fair, and explainable to developers and end-users. In this paper, we present ComplAI, a unique framework to enable, observe, analyze and quantify explainability, robustness, performance, fairness, and model behavior in drift scenarios, and to provide a single Trust Factor that evaluates different supervised Machine Learning models not just from their ability to make correct predictions but from overall responsibility perspective. The framework helps users to (a) connect their models and enable explanations, (b) assess and visualize different aspects of the model, such as robustness, drift susceptibility, and fairness, and (c) compare different models (from different model families or obtained through different hyperparameter settings) from an overall perspective thereby facilitating actionable recourse for improvement of the models. It is model agnostic and works with different supervised machine learning scenarios (i.e., Binary Classification, Multi-class Classification, and Regression) and frameworks. It can be seamlessly integrated with any ML life-cycle framework. Thus, this already deployed framework aims to unify critical aspects of Responsible AI systems for regulating the development process of such real systems.